Information to help the distressed homeowner or first time buyer in today's real estate market!
Sellers Corner
Know Your Options.com
Homeowners who are struggling today are looking for ways to save their home or get out from under their home mortgage. So what Fannie Mae has done is to create an easy to use web site that helps answer many of the questions homeowners have. By clicking here KnowYourOptions.com you can visit their web site, and as a visitor you can either read or watch videos on what options you may have at your disposal. Good information and if used in a timely manner one can avoid costly mistakes in the long run. Feel free to call me if you are looking to get under your mortgage. I have investors always looking to buy a home and are willing to look at your situation.
Buyers Corner
Attention Condominium Buyers:
3% Conventional Loan Program is now available!
Did you know? In order to use an FHA loan to purchase a condominium the community itself must have obtained a FHA Certification status? Unfortunately some communities are not approved for FHA financing.
Great news! I have come across a Mortgage Broker who offers a 3% down payment conventional loan program which would allow a buyer to purchase a condominium in a complex which is not FHA Certified with only 3% down.
Call me directly at (714) 612-0995 for more information or email me at GGasparRE@Yahoo.com
3% Down Payment Assistance Grant
Called the “CHF Platinum Program” this FHA loan will gift/grant your down payment. Qualified home buyer's only need a down payment of 1/2% on the purchase of their home. This grant is not a silent second on your home. This grant money may be used towards your closing cost and/or prepaid items.
Available also for VA loan programs!
Contact either one of the following trusted lenders for details on this loan and to discover if you qualify:
Michael O’Brien with Emerald Coast Investments
(714) 726-9950
or
Heather Jordan with Guild Mortgage
(714) 588-3848
Buy a home with only a .5% down payment
Great opportunity for home buyers who are tight on cash or need some help with escrow cost... This is a niche loan product which allows qualified home buyers to put down .5% when purchasing a home, and the seller can pay up to 3% of the sales price towards the buyers closing cost. This loan can be used for single family homes, condos/townhomes and PUD's.
To discover if you qualify for this loan or to seek further information please call Michael O'Brien at (714) 726-9950 . You can also call or text me directly at (714) 612-0995 regarding the program or other aspects of the process.
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Buyer's did you know...That my services to you are FREE! No cost will come out of your pocket book when you use me as your real estate agent. The seller pays for my services.
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Just a reminder that I specialize in Residential Sales, Foreclosures, Auctions, Short Sales and BPO''s/Broker Price Opinion.
Drop me an e-mail if you have any questions about the real estate market or regarding home mortgages. And don't forget to come back for weekly updates on interesting topics and articles about buying, selling or investing in real estate.